Commercial International Bank Kenya
The Bank to Trust
CIB Salary Smart Current Account
This is a zero-fee current account designed exclusively for salaried individuals receiving income through payroll. It combines the flexibility of a current account with the benefits of a savings product—offering you monthly interest on your salary balance while giving you full access to your funds at any time.
Join Us
FEATURES

The perfect account for your business!

Designed exclusively for salaried individuals receiving income through payroll.

Free Debit Card

First debit card is issued at no cost.

Full Access to Funds

Withdraw, deposit, or transfer funds at any time without penalties.

Zero Monthly Fees

No account maintenance or ledger fees.

Credit card

Unsecured credit card available

Digital Banking Access

Bank on the go with CIB Mobile and Internet Banking.

Cheque Book Option

Available upon request.

FEES & CHARGES

The account fees and charges

*Interest is calculated daily on qualifying balances and subject to 16% withholding tax. Final credited amount may vary based on prevailing market rates and account balance tiers.

REQUIREMENTS

Discover the required documents needed
to open the account

Required & Terms & Conditions
  • Original National Identity Card* or Valid Passport (if foreigner)

  • KRA PIN Certificate

  • Recent passport size color photograph

  • Verified employment and/or source(s) of income

  • 1-month stamped payslip or employment contract

  • Letter of employment

  • Employer call-back confirmation by RM/RO/Sales contact

Apply for our products now

Share Your Details Below to Start Your Journey with Us 

Consent Form
WE CARE

Our dedicated team is committed to meeting
your needs

Online

Chat with our digital assistant or reach out on social media.

On phone

For support or immediate critical feedback.

In Branch

Our trained team is here to help you get the service you need.