FEATURES
The perfect account for your business!
Designed for salaried professionals who want access to credit without the hassle.
High Loan Limits
Borrow from CIB up to KES 3 million.
Flexible Repayment Terms
Choose repayment periods from 6 months to 5 years
Life Insurance Cover
Protect your loan and your loved ones with a mandatory insurance policy covering the outstanding balance
No Collateral Required
Fully unsecured—no security or asset pledge needed
Competitive Pricing
Enjoy affordable monthly repayments at a rate of up to 4%
Quick Processing
Fast turnaround for approvals and disbursements
Exclusively for Payroll Clients
Available only to salaried individuals Under Parameters
FEES & CHARGES
Loan Terms & Pricing
All loans are subject to credit assessment, verification of employment, and compliance with internal risk policies.
REQUIREMENTS
Discover the required documents needed
to open the account
Required Documents
- Completed loan application form
- Valid National ID or Passport
- Latest 3–6 months’ payslips or bank statements
- Employer letter and signed undertaking
- KRA PIN Certificate
- Insurance cover from a CIB-approved partner
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