Invoice Discounting / Financing
Convert pending invoices into instant cash flow with CIB Invoice Financing—your bridge between receivables and liquidity.
Join UsFEATURES
Unlock Cash Flow with Invoice Financing Solutions
Convert pending invoices into instant cash flow with CIB Invoice Financing—your bridge between receivables and liquidity.

Loan Amount
Minimum and maximum based on serviceability

Tenor
Up to 120 days or within invoice maturity

Security
Assignment of invoices; CGS/ATI/AGF cover up to 50%

Unsecured option
Up to KES 5M

Repayment
Bullet payment from invoice proceeds

Financing
Up to 80% of invoice value
BENEFITS
The lending benefits
- Quick access to working capital against receivables
- Strengthens supplier/customer relationships by ensuring timely service delivery
- Flexibility to cover short-term operational gaps
REQUIREMENTS
Discover the required documents needed
to open the account
Required Documents
Business vintage: ≥2 years
Valid invoices and delivery notes/contracts
Assignment of receivables to CIB
Invoice approval/acknowledgment by payer