Equity Release
Leverage built-up property value with CIB Equity Release—unlock funds from existing mortgages or unencumbered property to fuel expansion or working capital.
Join UsFEATURES
Convert your Property Equity into a Growth Capital
Leverage built-up property value with CIB Equity Release—unlock funds from existing mortgages or unencumbered property to fuel expansion or working capital.

Loan Amount
Minimum and maximum based on serviceability

Tenor
Up to 5 years

Security
Existing mortgage or free-title property (developed and complete only)

Repayment
Amortized monthly (principal + interest)

Top Up
Eligible after 12 months of clean repayment; max 2 within tenor
BENEFITS
The lending benefits
- Access liquidity without selling assets
- Supports expansion, renovations, or capital investments
- Flexible structure aligned with purpose and collateral