Leverage built-up property value with CIB Equity Release—unlock funds from existing mortgages or unencumbered property to fuel expansion or working capital.
Convert your Property Equity into a Growth Capital
Leverage built-up property value with CIB Equity Release—unlock funds from existing mortgages or unencumbered property to fuel expansion or working capital.
Loan Amount
Minimum and maximum based on serviceability
Tenor
Up to 5 years
Security
Existing mortgage or free-title property (developed and complete only)
Repayment
Amortized monthly (principal + interest)
Top Up
Eligible after 12 months of clean repayment; max 2 within tenor
BENEFITS
The lending benefits
Access liquidity without selling assets
Supports expansion, renovations, or capital investments
Flexible structure aligned with purpose and collateral
WE CARE
Our dedicated team is committed to meeting your needs