Temporary Overdraft (TOD)
Manage urgent short-term needs with the CIB Temporary Overdraft—quick, convenient access to liquidity for SMEs.
Join UsFEATURES
Bridging Short-Term Gaps with Flexible Overdraft
Manage urgent short-term needs with the CIB Temporary Overdraft—quick, convenient access to liquidity for SMEs.

Loan Amount
Minimum and maximum based on serviceability

Tenor
Up to 30 days

Security
None (based on account performance)

Repayment
Through account credits within tenor

Frequency
Max 3 TODs per year
BENEFITS
The lending benefits
- Immediate funding for urgent business expenses
- Simple approval and disbursement
- No collateral required for qualified customers