Plot Purchase Loan
Expand your business footprint with the CIB Plot Purchase Loan—affordable financing for land acquisition.
Join UsFEATURES
The Affordable Financing for Strategic Land Acquisition
Expand your business footprint with the CIB Plot Purchase Loan—affordable financing for land acquisition.

Loan Amount
Minimum and maximum based on serviceability

Tenor
Up to 60 months (5 years)

Security
As per CIB Credit Risk Policy; property purchased held as security

Repayment
Amortized monthly (principal + interest)

Top Up
Eligible after 12 months of clean repayment; max 2 within tenor

Conditions
Business must be at least 2 years old Plot size ≤ 5 acres Applicant (sole proprietor) must be aged 25–65
BENEFITS
The lending benefits
- Enables SMEs to secure strategic land plots
- Affordable repayment over 5 years
- Financing aligned with existing cash flows