FEATURES
The ideal lending solution to your business
Fuel your growth journey with the CIB SME Business Development Loan—crafted to supportexpansion, diversification, or working capital.
Loan Amount
Minimum and maximum based on serviceability
Tenor
Up to 6 years (Capex) or 3 years (Working Capital)
Security
Required per CIB Credit Risk Policy
Repayment
Amortized monthly (principal + interest)
Top Up
Allowed after 12 months of successful repayment; max 2 top-ups within tenor; loan must be current and never in arrears >30 days in last 6 months
BENEFITS
The lending benefits
- Flexible financing for both long-term investment and short-term liquidity
- Access to credit guarantee schemes, easing collateral requirements
- Structured top-up option for ongoing business growth