FEATURES
The ideal Inventory Financing Solutions for your business
Keep your shelves stocked and your business running smoothly with CIB Stock Loans—designed to finance the purchase or buffer of inventory for seamless operations.
Loan Amount
Minimum and maximum based on serviceability
Tenor
Up to 36 months (non-revolving); 12 months for revolving limits
Security
Required per CIB Credit Risk Policy
Repayment
Equal monthly instalments (principal + interest) or bullet for revolving cases
Disbursement
Directly to supplier against invoices and delivery evidence
Drawdowns
Max 180 days, subject to business cash cycle
BENEFITS
The lending benefits
- Ensures continuous flow of inventory
- Flexible repayment cycles aligned to stock turnover
- Strengthens supplier relationships through direct payments