Abhinav is a banking and payments leader with 35 years of experience globally having spent 18 years with Citibank across multiple businesses /geographies and the last 17 years in Africa. He has played a pivotal role in expanding financial services franchises for leading institutions such as United Bank for Africa (UBA) and Ecobank, where he drove growth across key markets and championed inclusive financial ecosystems.

He has extensive expertise in both traditional and digital banking and has led large-scale transformations across 36 African markets. Abhinav has launched and scaled businesses from inception, spearheading innovation in areas such as payments, fintech, digital lending and BNPL, agency banking, SME-led embedded finance, and retail banking.

Abhinav is a passionate advocate for digitisation as a catalyst for financial inclusion. His leadership combines strategic vision with operational excellence, and he is recognised for converting bold strategies into tangible results. He is known for his ability to galvanise teams, partners, and investors to drive impactful growth.

He is a sought-after speaker and has chaired and moderated high-level panels at platforms including Moody’s Africa Banking Summit , Africa 4.0 , where he was named as the most Influential Retail Banking CEO in Africa  and other prominent forums focused on payments, fintech, and digital transformation

Abhinav’s leadership is grounded in purpose, performance, and a deep commitment to empowering communities through innovative and accessible financial services.